Stock and crypto allocation considerations

Why crypto sizing needs larger risk adjustments.

Stock and crypto allocation considerations

| Concept | Explanation | |---|---| | Stocks | Ownership claims supported by company disclosures and regulated market structure. | | Crypto | Higher technology, custody, supply, and regulatory uncertainty. | | Volatility | Crypto position sizes often require larger risk adjustments. | | Trading hours | Crypto trades continuously, creating overnight and weekend exposure. | | Custody | Self-custody and exchange concentration add operational risk. | | Correlation | Crypto assets may become highly correlated during stress. |

Module knowledge check

  1. What makes two holdings genuinely diversifying?
  2. Why can several technology stocks represent one risk factor?
  3. When should a portfolio be rebalanced?
  4. Why may crypto require a smaller allocation than its expected return alone suggests?

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