Capital allocation

What management does with the cash decides long-run value.

Capital allocation

| Concept | Explanation | |---|---| | Reinvestment | Funding internal growth, research, capacity, or customer acquisition. | | Acquisition | Buying another business or asset. | | Debt repayment | Reducing financial risk and interest cost. | | Dividend | Returning cash directly to shareholders. | | Buyback | Repurchasing shares, ideally below intrinsic value. | | Cash reserve | Preserving liquidity and strategic flexibility. |

Capital allocation quality depends on the return achieved. A buyback can destroy value if executed at an excessive price, while retaining cash can be rational during uncertainty.

Module knowledge check

  1. Why can a high current ratio still be misleading?
  2. What creates refinancing risk?
  3. Why is free cash flow different from net income?
  4. When does a share buyback create value?

velaHita Academy home